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Industry · Banking & insurance

A 360° view of the financial customer, with security as a requirement

Accounts, cards, loans, insurance, branch and app: each product sees its customer and none sees the person. FLYDE builds the single view with compliance built in as standard, not as a promise.

Single customer view · Next best offer · Native GDPR & encryption

From transactions to moments

Direct-deposited salary1st of each month 3 visits to the simulatormortgage · this week Signal to a real-estate agenttransfer · yesterday LIFE MOMENT: HOUSINGnext best offer ready · AI ANONYMOUS TRANSACTIONS → SIGNALS OF A PERSON
All productsone single person
The banking challenge

Each product knows its customer. No one knows the person.

Organizing by product creates natural silos: the same customer is "one" for cards, "another" for mortgages and "another" for insurance. And the relationship suffers.

Product silos

A fragmented view makes it impossible to see the customer's total value and real potential for deeper engagement.

Silent attrition

The customer doesn't close their account: they stop using it. The salary deposit leaves, the card goes cold, and no one detects it in time.

Undifferentiated offers

The same card campaign for those who already have one and those who need a loan: high cost, low conversion.

Personalize without risk

Every data initiative runs into the legitimate fear of breaching regulation or exposing sensitive information.

How FLYDE solves it

The single view, without compromising compliance

FLYDE deploys alongside your banking core, with native encryption, traceability and GDPR: security isn't an add-on.

01 · UNIFY

One person, all their products

Accounts, cards, loans, insurance and channels resolve into a single view per customer and per household.

02 · PREDICT

Propensity and churn risk

Next-best-offer and attrition models flag which customer needs which product and who is cooling off.

03 · ACTIVATE

The right offer, on the right channel

Branch, app, email or advisor: each customer receives the relevant proposal, with the whole journey traced and auditable.

Banking & insurance use cases

What you can do with FLYDE from month one

Single customer and household view

All the institution's products and channels resolved into a profile per person and per household.

Next best offer

Per-product propensity to offer each customer what they're genuinely likely to take up.

Attrition prevention

Detect silent disengagement (salary, direct debits, card usage) before it becomes final.

Value-based segmentation

Distinguish each customer's current and potential value to invest in the relationship where it returns most.

Compliance as standard

Encryption, access control and full traceability: GDPR and auditing built into the platform.

Ask your data

"Which mortgage customers don't have home insurance with us?" FLYDE Brain answers in seconds.

The impact on your institution

More engagement per customer, less silent churn

In banking, growth isn't about acquiring more customers, but about deepening and retaining the ones you already have. That's exactly a CDP's specialty.

Engagement

Next best offer raises products per customer by offering the right one, to the right person, at the right time.

Retention

Early disengagement signals let the advisor act while there's still a relationship to save.

Trust

Personalization with demonstrable compliance: every use of data is traced, audited and under control.

See these levers in a demo
Shall we start?

The single view your institution has wanted to build for years

In 15 minutes we show you how to deploy it alongside your current systems, with security as the starting point.